5 Key Factors to Consider Before Ceding Your Life Policy

When it comes to debt and financing, most people don’t have a clue and make irresponsible decisions. They max out their credit cards, spend way too much money and buy things that are unnecessary or things that put them under strain. In an effort to stretch their loan capacity even further, they go and cede […]

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Avoiding A Declined Life Insurance Claim

When you take out life insurance, you want to take care of your family when you are not there anymore. However, what often happens is that the policyholder doesn’t read the fine print or missed something in the contract, which results in a failed claim. This often leaves families in a sea of devastation seeing […]

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Determining How Much Life Cover is Enough

When you sit down to consider taking out life cover to provide for your family after your death, how much should you get? This is a question that many people are unsure of how to answer. What they end up doing is taking a rough guess when they decide. This is what leads to under-insuring. […]

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Life Cover and Why You Need It

You might think that putting plans in place in the event of your death is a macabre idea. And, in truth, it is. But death is inevitable, and preparation is necessary. We live in uncertain times. No one knows when they’ll be meeting their maker. Think about those you’ll be leaving behind. What is going […]

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The Six Most Frequently Asked Questions About Life Cover

1. Does everyone pay the same premium for Life cover? No. There are several factors that go into determining the premium that should be paid to secure the benefit the policyholder desires. These include age. The younger you are the less you are likely to pay. Statistically, you have more years to go to reach […]

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The Difference Between Life Cover & Funeral Cover

While the topic of death may be taboo, it’s something all adults should be considering. Many people in their 20s and 30s don’t worry about insurance as they don’t see their potential death as a reality. This is true if you look at death as coming as the result of natural causes. But we hear […]

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What Exactly is Life Cover?

Only two things in life are inevitable: death and taxes. Or so the saying goes. Most people find talking about getting life cover a morbid topic, almost as if it’s inviting death. Unfortunately, the very act of living invites death whether you have life cover or not.

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